Driving Without Insurance in Tennessee: What You Need to Know
## Direct Answer
Driving without insurance in Tennessee is a crime. If you’re caught, you could face fines, penalties, and even have your license suspended.
## Step-by-Step Guide to Understanding the Law
To avoid any issues, follow these steps:
1. **Understand the requirements**: In Tennessee, all drivers must have a minimum of $25,000 in bodily injury liability coverage per person, $50,000 per accident, and $15,000 in property damage liability coverage.
2. **Get insured**: Purchase an auto insurance policy that meets the state’s requirements.
3. **Carry proof of insurance**: Always carry your insurance card or other proof of insurance in your vehicle.
4. **Avoid driving without insurance**: Never drive without insurance, as this can lead to serious consequences.
## What Happens if You’re Caught
If you’re caught driving without insurance in Tennessee, you may face:
* Fines of up to $300
* Court costs
* License suspension
* SR-22 filing requirements
## FAQ
### Q: What is SR-22 insurance?
A: SR-22 insurance is a type of insurance filing that’s required for drivers who have had their license suspended or revoked due to driving without insurance.
### Q: Can I get my license reinstated if I’m caught driving without insurance?
A: Yes, but you’ll need to provide proof of insurance and pay any required fines or fees.
### Q: How long do I need to carry SR-22 insurance?
A: Typically, you’ll need to carry SR-22 insurance for 3 years after your license is reinstated.
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